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Insurance Producer Licensing Fees by State

December 3rd, 2024

2 min read

By www.psmbrokerage.com Admin

Navigating DOI Appointment Fees by State


As an insurance agent, understanding the Department of Insurance (DOI) fees for licensing, exams, and renewals is crucial for managing your practice and budget effectively. With varying costs across states, having a clear reference can save you time and ensure compliance in the states you operate.

Below, we’ve compiled a detailed chart of DOI appointment fees for all 50 states, including initial license fees, exam fees, and renewal fees. Whether you’re a new agent looking to get licensed or a seasoned professional renewing your credentials, this guide will be your go-to resource.

DOI Licensing Fees by State

State Initial License Fee Exam Fee Renewal Fee
Alabama $80 $50 $80
Alaska $75 $100 $75
Arizona $120 N/A $120
Arkansas $20 $50 $20
California $188 $88 $188
Colorado $82 $41 $82
Connecticut $140 N/A $140
Delaware $100 $90 $100
Florida $50 $44 Permanent license; CE required
Georgia $100 $63 $100
Hawaii $50 $75 $50
Idaho $80 $70 $80
Illinois $215 $92 $215
Indiana $40 $69 $40
Iowa $50 $85 $50
Kansas $30 $61 $30
Kentucky $40 $50 $50
Louisiana $75 $50 $75
Maine $50 $75 $50
Maryland $54 $70 $54
Massachusetts $225 $39 $225
Michigan $10 $41 $10
Minnesota $50 $70 $50
Mississippi $100 $52 $100
Missouri $100 $55 $100
Montana $50 $75 $50
Nebraska $50 $75 $50
Nevada $195 $90 $195
New Hampshire $100 $86 $100
New Jersey $150 $45 $150
New Mexico $30 $75 $30
New York $40 $33 $40
North Carolina $50 $56 $50
North Dakota $100 $41 $100
Ohio $15 $42 $15
Oklahoma $60 $40 $60
Oregon $75 $45 $75
Pennsylvania $55 $53 $55
Rhode Island $130 $70 $130
South Carolina $25 $45 $25
South Dakota $25 $50 $25
Tennessee $50 $50 $50
Texas $50 $43 $75
Utah $75 $60 $75
Vermont $50 $55 $50
Virginia $15 $45 $15
Washington $60 $45 $60
West Virginia $25 $55 $25
Wisconsin $75 $45 $75
Wyoming $100 $60 $100

Why This Matters to Insurance Agents

Understanding DOI fees is more than just a budgeting task—it's about ensuring compliance and avoiding unnecessary penalties. Here’s why this information is vital:

  • Budget Planning: Knowing fees ahead of time allows for precise financial forecasting.
  • Multi-State Licensure: Agents expanding into multiple states can plan for additional costs.
  • Timely Renewals: Avoid late fees or penalties by understanding renewal requirements.

Partner with PSM Brokerage for Success

At PSM Brokerage, we understand that navigating licensing requirements can be complex. That’s why we’re here to provide guidance, resources, and support to simplify the process. As your trusted FMO partner, we offer tools to help you grow your business, stay compliant, and expand into new markets with confidence.

For more information or personalized assistance, contact us today and let us help you build a thriving insurance practice.

*For agent use only. Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that PSM Brokerage, its affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.