We’re excited to support your ACA success
At PSM Brokerage, we are committed to helping agents like you thrive in the ACA market. Whether you're just starting or looking to expand your portfolio, we have the tools, resources, and support to help you succeed.
ACA Market by the Numbers
21.3 Million Enrollees in ACA Plans in 2024
As of 2024, over 21.3 million Americans are enrolled in ACA marketplace plans, reflecting a large and growing pool of potential clients for agents to assist in finding the right coverage.
50% of Marketplace Enrollees are Under 35
Half of all ACA marketplace enrollees are younger individuals under 35, presenting a significant opportunity for agents to connect with a younger audience that may be new to purchasing health insurance.
4 out of 5 Enrollees Find Plans for $10 or Less
Thanks to expanded subsidies under the ACA, 80% of enrollees can now find plans for $10 or less per month. This makes it easier for agents to highlight cost-effective options, attracting budget-conscious clients.
ACA Enrollment Soars to Historic High in 2024
As of 2024, a record-breaking 21.3 million Americans have enrolled in Affordable Care Act (ACA) Marketplace plans, reflecting the program's enduring importance in the U.S. healthcare landscape. This milestone demonstrates the ACA’s success in expanding access to affordable, comprehensive health insurance options for individuals and families across the nation.
This historic enrollment milestone highlights the immense opportunities in the ACA Marketplace. Are you ready to make a difference for your clients and grow your business? Partner with PSM Brokerage for the tools, resources, and support you need to succeed.
As a trusted FMO, we’re here to empower your business with more than just plans:
- Competitive ACA Plans: Stand out with affordable and comprehensive options.
- Ancillary Products: Maximize sales with dental, vision, and hospital indemnity add-ons.
- Dedicated Agent Support: From training to tech, we’re here for you every step of the way.
- Quoting & Enrollment Platforms: Simplify the process and save time with our tools.
Take the next step today! Explore our ACA resources, learn more about HealthSherpa, or connect with our team for personalized assistance. Together, we’ll help you thrive in the ever-growing ACA market.
Helpful ACA Resources for Agents
We have created a set of useful resources to assist in growing your ACA sales.
ACA Subsidy Calculator
Navigating the Affordable Care Act (ACA) marketplace can be complex for both agents and clients, especially when it comes to determining premium subsidies. An ACA subsidy calculator simplifies this process by providing accurate estimates of how much financial assistance a client may qualify for to lower their monthly health insurance premiums.
For agents, this tool is more than just a calculator—it’s a game-changer for efficiency, accuracy, and client trust. By leveraging an ACA subsidy calculator, you can quickly demonstrate the value of health insurance plans while helping clients make informed, cost-effective decisions.
Introducing HealthSherpa
Simplify your ACA enrollments with HealthSherpa, the industry-leading enrollment platform offered to PSM agents at no cost.
- User-Friendly Interface: Quickly quote, enroll, and manage ACA plans.
- Streamlined Process: Handle client enrollments with ease, from start to finish.
- Comprehensive Insights: Track commissions, monitor renewals, and gain valuable client insights.
Trusted Carrier Partnerships
Having the right portfolio is essential when selling ACA health plans because it allows you to cater to a wide range of client needs and preferences, from young adults and families to self-employed individuals and small business owners. A diverse portfolio enables you to offer multiple plan options that fit various budgets and coverage needs, including options with different premium levels, deductibles, and networks.
Moreover, a well-rounded ACA portfolio helps you stay competitive in the market, positioning you as a trusted advisor capable of matching each client with a tailored, valuable solution that meets their unique circumstances.
ACA Health Plans
Ancillary Plans
Benefits of Selling ACA Health Plans
ACA Health Plans offer agents a unique opportunity to grow your business and provide valuable healthcare solutions. Here are some of the key benefits of selling ACA Plans:
Growing Demand for Affordable Coverage
As healthcare costs rise, more people are turning to ACA plans for affordable, comprehensive coverage, providing a large and consistent market for agents.
Subsidies Increase Client Affordability
Many ACA enrollees qualify for subsidies, allowing you to offer affordable plans to clients who might otherwise struggle to find coverage.
Year-Round Sales Opportunities
Special Enrollment Periods (SEPs) allow agents to sell ACA plans throughout the year, giving you more flexibility and consistent income opportunities outside of Open Enrollment.
Comprehensive Coverage Options
ACA plans cover essential health benefits like prescription drugs, preventive care, and mental health services, which are attractive to clients seeking full-spectrum healthcare.
Expand Your Client Base
By offering ACA plans, you can serve a broader audience, including younger individuals, families, and small business owners, diversifying your portfolio and growing your client network.
Here to support you, every step of the way
Contact us today to get started and see how we can help your business thrive.