While the D-SNP market slowed to just 6% growth in 2024, C-SNPs (Chronic Condition Special Needs Plans) did the exact opposite—surging 61% from December 2023 to December 2024. That’s more than double the 28% growth in 2023 and a massive shift from years of stagnation.
Related: Medicare Advantage in 2024: Enrollment Update and Key Trends
This boom in C-SNPs is creating a prime opportunity for insurance agents, especially as more carriers enter the space, market dominance shifts, and untapped states start seeing new plan availability.
The big question is: Are you positioned to take advantage of this trend?
C-SNP enrollment isn’t evenly distributed—some states are leading the charge, while others are lagging behind despite having large Medicare Advantage populations.
✔ Big MA states dominate – Florida, Texas, California, Georgia, and Illinois saw the highest C-SNP enrollment.
✔ Surprising gaps – Pennsylvania, Ohio, and New York have large MA populations but minimal C-SNP presence, meaning major untapped potential.
✔ High-growth states – Alabama, Tennessee, North Carolina, Michigan, Utah, Kentucky, Colorado, and Indiana had standout percentage increases in 2024.
✔ Huge potential – Nationwide C-SNP penetration is only 3%, but in Arkansas and Mississippi, it’s 11%. If all states hit that level, C-SNP enrollment could reach 3 million!
With new carriers entering state markets, shifting carrier strategies, and potential regulatory changes (like the elimination of VBID), C-SNPs are set for another big year in 2025.
The big question: Will more carriers shift their focus to C-SNPs?
If you’re not selling C-SNPs, now is the time to get in. The market is still young, but it’s growing fast—and early adopters stand to benefit the most.
🚀 Work with PSM Brokerage and take advantage of the C-SNP boom! We provide:
📞 Let’s talk! Schedule a call today and start expanding your Medicare business with C-SNPs.